HB1389 – More detailed regulations and lower insurance requirements for peer-to-peer car sharing businesses.
Prime Sponsor – Representative Corry (R; 14th District; Yakima, Klickitat and Skamania County) (Co-Sponsor Eslick – R)
Current status – House concurred in the Senate amendments.
Next step would be – To the Governor.
Legislative tracking page for the bill.

In the House 2021 –
Had a hearing in the House Committee on Consumer Protection & Business February 3rd. Replaced by a substitute making minor changes, which are summarized by staff at its beginning, and passed out of committee January 27th.

In the House 2022 – Passed
Reintroduced; had a hearing in Consumer Protection & Business January 13th. Replaced by a substitute which rephrases the point that a peer-to-peer car sharing program does not have to have insurance to cover its assumption of a vehicle owner’s liability for bodily injury or property damage to third parties or uninsured and underinsured motorist or personal injury protection losses while the owner’s car is being shared and makes a few other small changes. Referred to Rules, and passed by the House 96-2 on February 12th.

In the Senate 2022 – Passed
Passed out of Senate Transportation February 17th. Had a hearing in the Senate Committee on Business, Financial Services & Trade February 22nd; passed out of committee the 23rd. Referred to Rules. Amended on the floor to make the require peer-to- peer car sharing programs to be certain that shared cars have at least twice the minimum  insurance required by state law, and passed by the Senate March 2nd.

Summary –
The bill is nearly identical to Representative Corry’s HB2918, which I summarized last year. A striker replaced HB2733 original language with HB2918’s, and it then passed the House nearly unanimously in 2020, but died in committee in the Senate. (This updated version only adds a few lines specifying that various provisions about rental cars don’t apply to peer to peer car sharing.) The bill deletes all of another much simpler set of regulations currently governing this area, Chapter 48.175 RCW., replacing those with finer grained and more specific requirements.

The current law requires companies to provide at least three times the liability coverage required for personal vehicles. This bill only requires them to provide the liability minimums for private vehicles, which are $25,000 for the injury or death of another person; 50,000 for the injury or death of two or more people, and $10,000 for damage to another person’s property. The current law also requires the company to provide collision or comprehensive coverage for at least the actual cash value of the vehicle, if it provides those. (I don’t think the bill’s language would requires a company to, though I’m not sure.)